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A guide to strata fees
When purchasing a property, particularly an apartment, townhouse, or unit, it’s important to consider the ongoing costs such as strata fees.
Variable or fixed? Finding your home loan rate in 2025
The Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four banks are anticipating at least two cuts this year and some say there may be up to five cash rate reductions. So, should borrowers opt...
How a mortgage broker can help you this year
2025 is shaping up to be a year of opportunities in the property market. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker,...
Dreaming of a sea change? Here’s what to consider before making the move
As the new year has begun and the daily grind resumed, many Australians are dreaming of swapping city life for the charm of the coast. What was once primarily about lifestyle is now a practical choice for many. But before packing your bags for the coast, here are key...
Five trends to watch if you want to buy in 2025
Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and...
Home value movements
Following 21 months of growth that pushed property values up 14.3 per cent, Australia’s housing market entered a downturn in December. National property prices dropped -0.1 per cent – the first decline in almost two years. Prices were down -0.7 per cent in Melbourne,...
Three must-know tips to limit surprises on settlement day
Settlement day marks the long-awaited moment when you become the legal owner of your new home, and while it’s thrilling, it can also bring a few last-minute challenges. With the right preparation, though, you can help ensure a smooth handover and avoid surprises....
Why choose a mortgage broker to refinance?
Did you know that seven out of 10 borrowers use a mortgage broker? During the June 2024 quarter, mortgage brokers wrote 73.7 per cent of all new home loans in Australia – the second highest result on record. When it comes to refinancing, many borrowers choose to use a...
Start the New Year on the right financial foot
The festive season is over, and while the memories linger, so might the expenses. If you’ve gone over budget this Christmas, now’s the perfect time to regain control of your finances. One way to do that is through debt consolidation. Here’s how consolidating your debt...
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