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Redraw vs offset: What first-home buyers should know

Redraw vs offset: What first-home buyers should know

If you’re planning to buy your first home this spring, you’re not alone. It’s one of the busiest times in the property market, with more listings and more competition. That’s why it’s important to be well prepared. Beyond interest rates, there are other features that...

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Is now the time to refinance your home loan?

Is now the time to refinance your home loan?

Inflation has been heading in the right direction and the Reserve Bank of Australia has cut the cash rate three times in 2025. So, is now a good time to refinance? The decision as to whether to refinance depends largely on your individual situation and goals. Here are...

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How your credit report affects mortgage applications

How your credit report affects mortgage applications

If you’re new to buying property, you’ll want to understand your credit report and how it may impact your home loan application. Think of your credit report as your financial report card, showcasing how you manage your debts and financial obligations. Here’s why it’s...

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How do construction loans work?

How do construction loans work?

If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Here are a few of the key points you should consider. A...

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