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When should you refinance an investment property?

When should you refinance an investment property?

With hundreds of thousands of mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, many investors are wondering whether now is a good time to refinance. Reserve Bank of Australia (RBA) data...

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What is Lenders Mortgage Insurance?

What is Lenders Mortgage Insurance?

Purchasing your first home is an exciting milestone, but the challenge of saving 20 per cent for deposit – particularly if you’re also paying rent and navigating cost-of-living pressures – can feel like an impossible mission. However, it’s important not to lose sight...

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Property investment jargon explained

Property investment jargon explained

Are you new to the world of property investing? If you’ve ever been confused by the complex lingo, we’re here to clarify it. Imagine dazzling your dinner guests with your newfound knowledge while effortlessly chatting about the ins and outs of the market. Negative...

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Five tips for getting on top of your mortgage repayments

Five tips for getting on top of your mortgage repayments

If you’re struggling to cover your mortgage repayments and other living expenses, you’re not alone. Data by Roy Morgan revealed that more Australian homeowners were “at risk” of mortgage stress than ever before. If you’re wondering how you’ll afford your next mortgage...

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Interior tips: Adopting the seven elements of interior design

Interior tips: Adopting the seven elements of interior design

Guest contributor, Australian Interior Designer, Camilla Ingall, UNFOLDED When it comes to interior design, there are seven key elements that must be considered. These elements are space, form, line, light, colour, pattern and texture. Each plays a crucial role in...

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Doing insurance differently

Doing insurance differently

I sat down recently with Grant Levitas from Gravitas Financial to discuss debt protection strategies. I think this is extremely important when taking out a mortgage or any life change. Are you interested in an insurer that puts its members first? Are you looking for...

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The refinance boom

The refinance boom

In 2023, the cashback craze was on steroids. Lenders vying for refinancing business offered sweeteners of $5,000 or more to borrowers who switched over their home loans. However, the wind forwards the clock to 2024 and the landscape is vastly different. Fewer and...

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