Knowledge is power

When you’re planning to buy your first home or investment property, getting your head around all the jargon can feel overwhelming. One term you’re likely to come across is ‘conditional pre-approval’.

You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount. Understanding your borrowing capacity is an important step before you start your home-buying journey.

Why more than 8 in 10 borrowers are choosing mortgage brokers Let’s take a look at some of the reasons mortgage brokers continue to grow in popularity.

Renovating an investment property can help attract quality tenants, improve rental returns and potentially add value to your property. Understand how you’ll fund the project.

So, what’s driving the decline in auction clearance rates, and what could it mean if you’re looking to buy?

With property prices easing in some markets and recent federal budget housing tax reforms appearing to reduce investor competition, conditions may be becoming more favourable for first-home buyers. In this type of environment, there could be more choice, less pressure...

For buyers who are prepared, a quieter market can present a different set of opportunities than what was available during the peak.

Refinancing isn’t right for everyone, but it’s always worth understanding your options. Here’s what to consider before you decide. 

Getting finance when you’re self-employed can sometimes feel more complex than it is for salaried employees, but it’s far from out of reach with the right preparation and paperwork. Here, we run through some of the self-employed finance options that could be available to you.