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The role of a Mortgage Broker

The role of a Mortgage Broker

Do you remember dial-up internet access? How about audio cassettes? Don’t worry if you don’t; they are, of course, a thing of the past. A 30-year mortgage with one lender is a bit the same – a thing of the past and something that is largely obsolete nowadays....

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Why you need a conveyancer when buying a property

Why you need a conveyancer when buying a property

Understanding all the different parties involved in buying a property can be a minefield.  The real estate agent. The building and pest inspectors. The mortgage broker (hi there!). The buyer’s agent. The auctioneer. Well, here’s another one to add to the list – the...

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Market Essentials – April 2023

Market Essentials – April 2023

CoreLogic’s latest figures are showing strong signs of an ending downturn, with some of the most-affected markets, such as Sydney, already starting to recover. Meanwhile, Australian borrowers have received some respite this month, with the RBA deciding to pause rate...

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Tips to buy an investment property in 2023

Tips to buy an investment property in 2023

The word on the street is that 2023 will be the year savvy property investors re-enter the market, with some experts saying all the right ingredients are in place to create opportunities for strategic investing. Let’s take a look. Why now could be a good time to...

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Mistakes to avoid when refinancing

Mistakes to avoid when refinancing

With interest rates on the move, many people are shopping around for home loans. In January, the value of external refinancing for total housing fell 2.1 per cent, but remained close to record highs at $18.6 billion. Here are mistakes to avoid when considering...

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Market Essentials – March 2023

Market Essentials – March 2023

The latest PropTrack data this month shows the market downturn is losing momentum, with the overall national home prices rising by 0.18% in February caused by tight supply and continued buyer demand. However, according to Realestate.com.au Senior Economist Eleanor...

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When was your last home loan health check?

When was your last home loan health check?

A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high. How long has it been since you looked at the terms of your mortgage?...

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Cushioning for the fixed rate cliff

Cushioning for the fixed rate cliff

More than 20% of loans will have their fixed rate end and see their interest rate more than double in some instances in 2023. If you’re facing the fixed rate cliff, it’s time to start preparing. And while we’d all like to believe that our current lender has our best...

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