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Mistakes to avoid when refinancing

Mistakes to avoid when refinancing

With interest rates on the move, many people are shopping around for home loans. In January, the value of external refinancing for total housing fell 2.1 per cent, but remained close to record highs at $18.6 billion. Here are mistakes to avoid when considering...

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Market Essentials – March 2023

Market Essentials – March 2023

The latest PropTrack data this month shows the market downturn is losing momentum, with the overall national home prices rising by 0.18% in February caused by tight supply and continued buyer demand. However, according to Realestate.com.au Senior Economist Eleanor...

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When was your last home loan health check?

When was your last home loan health check?

A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high. How long has it been since you looked at the terms of your mortgage?...

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Cushioning for the fixed rate cliff

Cushioning for the fixed rate cliff

More than 20% of loans will have their fixed rate end and see their interest rate more than double in some instances in 2023. If you’re facing the fixed rate cliff, it’s time to start preparing. And while we’d all like to believe that our current lender has our best...

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Investment tips for small space properties

Investment tips for small space properties

A small property can make a great investment – if you choose the right one. If rising interest rates are impacting your borrowing power, then an apartment or unit could potentially be the most viable investment option. Here’s what to consider to ensure you choose the...

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Market Essentials – February 2023

Market Essentials – February 2023

After the RBA’s most aggressive tightening cycle in over 30 years, top experts surveyed by The Australian Financial Review predict only two further rate hikes in 2023 as the RBA pauses to evaluate the effects of the fixed-rate mortgage cliff. According to CoreLogic’s...

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Creating new financial habits

Creating new financial habits

If you’re looking to create some better financial habits in 2023, here are some techniques to help you can get in control of your money. Create a budget you can stick to Extreme changes to your spending habits may appear to deliver immediate results, but they can be...

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Benefits of consolidating your Christmas debts

Benefits of consolidating your Christmas debts

Well, Christmas and the silly season is over for another year. To help you get your Christmas debts under control, you might want to consider consolidating your debts. Here are the top benefits of consolidating your debt.   1. It makes your debts easier to manage...

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