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Market Essentials – June 2023
The 2023 Federal Budget released this month aims to address some of the property market’s greatest challenges. Among its measures is a new tax break for the build-to-rent sector, increased rent assistance and an additional $2 billion to support affordable housing. In...
How your HECS debt affects your borrowing capacity
Do you know how much you owe on your HECS-HELP debt? While student HECS and HELP loans in Australia are interest-free, they are indexed every financial year based on a cost of living index. The recent outbreak of high inflation means millions of Australians with...
What the RBA overhaul means for interest rates
The Reserve Bank of Australia (RBA) is facing a major overhaul following an independent review. What does it mean for interest rates and for Australian mortgage holders? We dive into all your questions in this article. Why was there a review? Treasurer Jim Chalmers...
Tips for buying property sight unseen
There’s no doubt about it. Buying sight unseen – that is, purchasing a property without viewing it in person – can be risky. What if it has a strange smell when you finally do enter the property? What if it’s a little darker than how it appeared in the advertisement...
Market Essentials – May 2023
After a recent review, the RBA is set to undergo the biggest reform in decades, effective 1 July 2024, with the current board losing its powers to set the cash rate. According to Treasurer Jim Chalmers, the most significant change involves the creation of two boards,...
The role of a Mortgage Broker
Do you remember dial-up internet access? How about audio cassettes? Don’t worry if you don’t; they are, of course, a thing of the past. A 30-year mortgage with one lender is a bit the same – a thing of the past and something that is largely obsolete nowadays....
Why you need a conveyancer when buying a property
Understanding all the different parties involved in buying a property can be a minefield. The real estate agent. The building and pest inspectors. The mortgage broker (hi there!). The buyer’s agent. The auctioneer. Well, here’s another one to add to the list – the...
Market Essentials – April 2023
CoreLogic’s latest figures are showing strong signs of an ending downturn, with some of the most-affected markets, such as Sydney, already starting to recover. Meanwhile, Australian borrowers have received some respite this month, with the RBA deciding to pause rate...
Tips to buy an investment property in 2023
The word on the street is that 2023 will be the year savvy property investors re-enter the market, with some experts saying all the right ingredients are in place to create opportunities for strategic investing. Let’s take a look. Why now could be a good time to...
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