Knowledge is power

Spring is just around the corner which traditionally means the property market will start to warm up. If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. Not only does it save you time on your property...

With interest rates rising, there has never been a better time to consolidate your debt. Find out how debt consolidation can help you. Consolidating your debt can be a smart financial move for several reasons: Lower interest rates: One of the main benefits of...

Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history....

There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement day can be both exciting and stressful. But once the formalities are done, it’s all worth it. If you’re planning a property...

If you’re planning a spring property purchase or to refinance you loan, get yourself the best possible chance of being approved for finance. The following are key factors in lender’s deciding on whether to give you a loan: Your ability to service a loan Your savings...

Saving for a financial goal can seem daunting, but there are many steps you can take to make it easier. Here are some tips to help you save for your financial goal: Set a specific goal: Determine exactly what you're saving for and how much you need to save to reach...

It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a more competitive interest rate because they can’t meet strict serviceability rules. What is mortgage prison? A mortgage prison is when you lack the...